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Find the best payment option for your needs

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Payoff whithin 90 days and we'll simply close your account for the amount financed + $ 10.

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Payoff anytime after 90 days and save 25% or more an all future payments.

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Payoff over 12 months and we'll set up a flexible payment schedule tailored to coincide with your payroll dates.

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Fill out the application with your financial profile – it’s quick, easy and only takes a few minutes.

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Our network of lenders means that we can pair you with the right lender for your situation.

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Why wait to get started on important projects? Whether you need a loan for retail, home improvement or healthcare purposes, our funding is fast and secure.

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Our online application is simple and quick to complete and you'll know in seconds if you're approved.

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Snap doesn't offer traditional loans. Instead, we offer a consumer lease that allows you to finance the merchandise over 12 months of convenient payments.

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No Credit Needed refers to Snap’s lease-purchase financing that considers more than just credit reports to determine approvals or denials.

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Approvals into the 500's FICO score.

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Maximum term up to 12 years (long terms for certain projects).

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No interest 6, 12 & 24 month promotions available with no retroactive interest charges.

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APRs will not exceed 36.00%. APRs will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms.

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Using a 42 month installment contract, a loan amount financed of $4,500.00 with an interest rate of 29.00% and an APR of 33.10% (inclusive of allowable fees), you would make 42 monthly payments of $172.

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If you opt for a longer repayment period, you’ll have lower monthly payments, which can be ideal if you have other financial obligations to fulfill. If you want to pay off your loan faster, you can opt for a shorter repayment period with higher monthly payments.

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All you need is a valid ID and a verified mailing address for pre-approval..

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No Credit Needed. Customers may be approved from $ 250 - $ 5,000.

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Snap doesn't offer traditional loans. Instead, we offer a consumer lease that allows you to finance the merchandise over 12 months of convenient payments.

Apply Now
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Instant Approvals.

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No Credit Needed. Customers may be approved from $ 200 - $ 5,000.

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5-Month minimum term.

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